How Many Months Do You Get Paid UIF?
The South African government reduced the financial stress of their unemployed and ill workers through the Unemployment Insurance Fund (UIF) scheme. These funds are collected during their employment period. Employer and employees both pays these funds each month from their salaries. When a person becomes unemployed or ill, they can get these funds, but for how long? Here you get these details, so let’s discuss them.
How Long Can You Get UIF Payments?
The Unemployment Insurance Funds are provided to the unemployed worker to support them financially. If you contribute for more than four years to UIF, then you are eligible to receive funds up to 12 months (1 year). However, it may depend on the contribution and payment history. If you contribute for less than 4 years, then the payment time is also shorter. The duration of receiving UIF benefits is not fixed because it depends on various number of factors that are;
- Previous Salary
- Length of Service
- Reasons for Unemployment
Understanding UIF Credits
Understanding UIF Credits
A credit system is used by UIF for calculating the duration of unemployment insurance funds. One Credit is equal to 4 working days, so the 4 years of working is equal to 1 year (365 days) of credit. Here’s how it works;
- 4 working days = 1 credit.
- If you worked full-time for 4 years, then you earn a credit of 365 days (1 year). It means before unemployment, if you contribute for 4 years, then you get UIF for 12 months on unemployment.
- How longer you work and contribute to claiming, the longer you are credited. Also, get the procedure of UIF Status Check Online
Duration for different benefits
The Duration for which you get the various UIF benefits is as follows;
- Unemployment
A maximum of 365 days (12 months) is paid, and it depends on the contributed credit hours.
- Illness
An employee who is ill or injured and not able to work can get this benefit for 130 days. You can also use UIF Calculator
- Maternity Leave
Pregnant workers are paidfor a maximumof 121days, which is around 4 months.
- Adoption Leave
Adoptive parents who adopt a child of less than 2 years are paid for 121 days.
- Reduced Working Hours
UIF of Reduced Working Hours depends on the reduced hours and the duration period. Based on the reduced working hours, an amount is paid for 12 months
- Death Benefits
The worker dependents (spouse, children, or nominated beneficiary) can claim it, and it is paid once as a lump sum. Here we also give UIF Salary Schedule Form
The UIF benefit the worker when they are unable to earn due to any reason. It may be an illness, unemployment, maternity, or adoption leave; you can get the unemployment insurance funds according to the contributions you made and the duration you worked. So, try to check your UIF benefits credit to understand the eligibility. The Unemployment Insurance Fund (UIF) is a kind of safety net and lifeline during tough times.
